Mr. Guangyong An: Senior Credit and Data Expert

Researcher, Credit Management Committee of the China M&A Association

Contact: guangyong.an@foxmail.com


Research Areas

  • MyData & Personal Data Circulation
  • Comsumer (buisness) credit reporting
  • Data Element Market
  • Digital Economy and FinTech

Education and Academic Background

  • 2006.03 – 2011.09 Ph.D. Program in International Business (ABD), Korea University (QS Ranking 79 in 2024)
  • 2003.09 – 2006.02 MBA, Seoul National University (QS Ranking 41 in 2024)
  • 1996.09 – 2000.02 B.S. in Computer Science and Technology, Northeastern University

Work Experience

  • Dec 2020 – Present Researcher, Beijing Credit Society
  • Dec 2019 – Present Expert, Credit Management Committee of the China M&A Association
  • Aug 2017 – Jul 2020 Founder & CEO, Beijing YiQiAnXin Credit Co., Ltd.
  • Jul 2015 – Jun 2016 General Manager, Data Development Department, Sunshine Insurance Group
  • Jun 2011 – Jul 2013 Director, Overseas Business Department, NICE Holdings
  • Jan 2009 – Apr 2011 Business Development Analyst, Overseas Business Division, LG Group
  • Sep 2007 – Nov 2007 Research Assistant, Boston Consulting Group (BCG)

Academic Positions

  • Editorial Board Member, Global AI and Credit Technology Times (Professional E-Journal) (Jul 2021 – Present)
  • Editorial Board Member, Data Economy Review/MyData Journal (Professional E-Journal) (Dec 2022 – Present)

Representative Publications

  • Liu Xinhai, Shi Xinzhong, An Guangyong, et al., World Credit Legislation Compilation – Mongolia, Cambodia, Myanmar, Singapore, Korea, China Financial Publishing House, Nov 2020.
  • Chief Data Officer Alliance, Liu Dongdong, Lu Sihai, An Guangyong, et al., Empowering the Digital Economy: Big Data Innovation and Entrepreneurship Insights, People’s Posts and Telecommunications Publishing House, Jul 2017.
  • Liu Shiping, An Guangyong, et al., Case Studies on Big Data Applications in the Financial Industry, Series III, Economic Science Press, Oct 2018.

National-Level Projects Participated

  • Research Report on Consumer Data Circulation Models Based on Data Portability, National Data Bureau & National Information Center (2023–2024)
  • Establishing Personal Data Accounts Based on Trusted Digital Identity, Ministry of Public Security (2024–2025)
  • Research on the Sharing and Utilization Mechanism of Corporate Credit Information in Overseas Investment, National Development and Reform Commission & World Bank (2020–2021)

Representative Chinese Journal Papers

Digital Economy & Data Element Market

  • Liu Xinhai, An Guangyong, et al., How Korea Breaks Out of the “Stagnation of Data Circulation Applications” in the Digital Economy — A Study on Korea’s Strategies to Balance Personal Data Protection and Digital Economy Development and Its Implications, Journal of Credit Reporting, 2025.
  • Liu Xinhai, An Guangyong, A New Business Model of Personal Financial Data — A Case Study of Korea’s MyData, Tsinghua Financial Review, 2023(04): 95–98.
  • Liu Xinhai, An Guangyong, Challenges and Countermeasures for Personal Information Protection in the Digital Economy — A New Approach Based on Personal Data Management, Tsinghua Financial Review, 2021, Issue 3, No. 88, pp.95–96.
  • Liu Xinhai, An Guangyong, Recent Developments in Korea’s Personal Credit Legislation under the Digital Economy, China Credit, 2020(08): 117–119.

FinTech

  • Liu Xinhai, An Guangyong, Innovation in Technology Finance — Korea’s Practice of Technology Credit Evaluation, Journal of Credit Reporting, Oct 2024, pp.43–53.

Credit Systems & Credit Reporting

  • Liu Xinhai, An Guangyong, The Impact of the Pandemic on Global Personal Credit Reporting Systems, China Finance, 2020, Issue 15, No. 933, pp.87–88.
  • Liu Xinhai, An Guangyong, Zhang Shanli, Innovation Directions in the Personal Credit Industry — Korea’s MyData Industry and Credit Applications, Journal of Credit Reporting, 2023, 41(06): 65–71.
  • Liu Xinhai, An Guangyong, Zhang Shanli, Application Research on Personal Commercial Credit Information Services in China, China Credit, 2023, Issue 12

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