Beijing, August 31, 2026 — Representatives of eCredible, a leading Korean corporate credit and business assessment provider, visited the Professional Committee of Credit Management (PCCM) , China Mergers & Acquisitions Association (CMAA) in Beijing for a professional exchange on cross-border credit reporting, supplier credit assessment, technology credit assessment and future China–Korea cooperation.
The meeting was held at PCCM’s office at the Xiyuan Hotel in Beijing. Participants included Ian Rho, Head of Overseas Business at eCredible; Dr. Xinhai Liu, Chief Credit Expert of CMAA; Guangyong An, Researcher at PCCM; as well as Dawei Hao, Weijian Peng and Zhenzhen Li, professionals from a leading Chinese credit services institution（Lianhe Credit，the 2rd largest Credit Rating Group in China）.
Exploring Korea’s Supplier Credit Assessment Experience
During the meeting, eCredible introduced its experience in corporate credit assessment, supplier risk management and technology credit assessment in Korea.
Founded in 2001, eCredible has developed extensive experience in serving large Korean corporations and their supply chains through corporate credit assessment, technology evaluation, ESG-related services and business information solutions.
Participants discussed Korea’s mature supplier credit assessment model and its relevance to Chinese companies participating in Korean and global supply chains.
As trade and industrial cooperation between China and Korea continues to evolve, an increasing number of Chinese manufacturers and technology companies are directly supplying components, equipment and services to major Korean corporations.
The participants noted that standardized and professional supplier credit assessment can help reduce information asymmetry in cross-border transactions and improve the transparency and credibility of suppliers operating across different markets.
Technology Credit Assessment and New Approaches to Evaluating Innovative Companies
Technology credit assessment was another major topic of discussion.
eCredible shared Korea’s experience with Technology Credit Bureau (TCB) services, which have become an important tool in supporting technology-based SMEs, innovation finance and technology evaluation.
The participants discussed how traditional credit assessment methodologies, which often rely heavily on financial statements and tangible assets, may not fully reflect the value and risks of emerging technology companies.
This is particularly relevant for companies in sectors such as:
- artificial intelligence,
- robotics,
- semiconductors,
- advanced manufacturing,
- digital infrastructure,
- and other technology-intensive industries.
Future credit assessment frameworks may therefore need to incorporate additional factors such as technological capability, R&D strength, commercialization potential, intellectual property, management teams, market prospects and business sustainability.
The meeting also explored the potential role of artificial intelligence in improving the efficiency and depth of technology and corporate credit assessment.
Building Stronger Cross-Border Credit Infrastructure
PCCM also introduced its long-standing work in cross-border credit research and international cooperation.
PCCM and its professional team have previously participated in a cross-border credit system research project supported by the World Bank and the Foreign Capital Department of China’s National Development and Reform Commission (NDRC).
The team has also developed the Belt and Road Private Enterprise Credit Service Platform, with a focus on supporting Chinese private enterprises engaged in international trade, investment and overseas expansion.
In parallel, PCCM has been developing a Global Credit Reporting Database, tracking credit bureaus, business information providers, credit assessment systems, regulatory frameworks and business models across different countries and regions.
Through international conferences, professional exchanges and joint research, PCCM has also established working relationships with credit reporting institutions, industry associations and experts across Asia, Europe, Latin America and other markets.
These resources are gradually forming an integrated foundation combining:
Cross-border credit research + international credit institution networks + global credit intelligence + expert resources + enterprise services.
Addressing the Cross-Border Credit Data Challenge
A further area of discussion concerned one of the most practical challenges in cross-border credit reporting:
How can Chinese corporate credit information be used safely, compliantly and effectively in overseas credit assessment and cross-border transactions?
PCCM has been conducting research on this issue for several years.
Rather than simply transferring raw corporate information across borders, future solutions may involve localized data collection and processing, standardized assessment, appropriate authorization mechanisms, necessary data minimization and collaboration between domestic and overseas professional institutions.
The participants agreed that developing practical and compliant approaches to cross-border credit information could become an important foundation for international supplier assessment and cross-border business services.
Preparing a Cross-Border Credit Research and Service Initiative
Building on its existing international projects, databases, expert resources and institutional partnerships, PCCM has begun preparations for a Cross-Border Credit Research and Service Initiative.
The Initiative will focus on areas including:
cross-border credit reporting, global corporate information, supplier credit assessment, technology credit assessment, corporate internationalization and international cooperation among credit institutions.
Its objective is to combine research, international networks, product development and practical services, and to help connect Chinese enterprises with professional credit systems and service providers around the world.
PCCM is also upgrading its long-running publication, Global AI & Credit Intelligence, into a new bilingual Chinese-English edition, with the aim of sharing research, market developments and professional insights with credit reporting, financial technology and credit risk professionals globally.
Looking Ahead
Participants agreed that China and Korea have significant opportunities for further professional cooperation in supply-chain credit management, technology assessment and cross-border credit services.
PCCM looks forward to continuing its dialogue with eCredible and other international credit institutions, while developing practical solutions that can support global trade, supply-chain cooperation and technology-driven credit innovation.