July | 2025 | Professional Committee of Credit Management

Researcher, Credit Management Committee of the China M&A Association

Contact: guangyong.an@foxmail.com

2006.03 – 2011.09 Ph.D. Program in International Business (ABD), Korea University (QS Ranking 79 in 2024)
2003.09 – 2006.02 MBA, Seoul National University (QS Ranking 41 in 2024)
1996.09 – 2000.02 B.S. in Computer Science and Technology, Northeastern University

Dec 2020 – Present Researcher, Beijing Credit Society
Dec 2019 – Present Expert, Credit Management Committee of the China M&A Association
Aug 2017 – Jul 2020 Founder & CEO, Beijing YiQiAnXin Credit Co., Ltd.
Jul 2015 – Jun 2016 General Manager, Data Development Department, Sunshine Insurance Group
Jun 2011 – Jul 2013 Director, Overseas Business Department, NICE Holdings
Jan 2009 – Apr 2011 Business Development Analyst, Overseas Business Division, LG Group
Sep 2007 – Nov 2007 Research Assistant, Boston Consulting Group (BCG)

Editorial Board Member, Global AI and Credit Technology Times (Professional E-Journal) (Jul 2021 – Present)
Editorial Board Member, Data Economy Review/MyData Journal (Professional E-Journal) (Dec 2022 – Present)

Liu Xinhai, Shi Xinzhong, An Guangyong, et al., World Credit Legislation Compilation – Mongolia, Cambodia, Myanmar, Singapore, Korea, China Financial Publishing House, Nov 2020.
Chief Data Officer Alliance, Liu Dongdong, Lu Sihai, An Guangyong, et al., Empowering the Digital Economy: Big Data Innovation and Entrepreneurship Insights, People’s Posts and Telecommunications Publishing House, Jul 2017.
Liu Shiping, An Guangyong, et al., Case Studies on Big Data Applications in the Financial Industry, Series III, Economic Science Press, Oct 2018.

Research Report on Consumer Data Circulation Models Based on Data Portability, National Data Bureau & National Information Center (2023–2024)
Establishing Personal Data Accounts Based on Trusted Digital Identity, Ministry of Public Security (2024–2025)
Research on the Sharing and Utilization Mechanism of Corporate Credit Information in Overseas Investment, National Development and Reform Commission & World Bank (2020–2021)

Digital Economy & Data Element Market

Liu Xinhai, An Guangyong, et al., How Korea Breaks Out of the “Stagnation of Data Circulation Applications” in the Digital Economy — A Study on Korea’s Strategies to Balance Personal Data Protection and Digital Economy Development and Its Implications, Journal of Credit Reporting, 2025.
Liu Xinhai, An Guangyong, A New Business Model of Personal Financial Data — A Case Study of Korea’s MyData, Tsinghua Financial Review, 2023(04): 95–98.
Liu Xinhai, An Guangyong, Challenges and Countermeasures for Personal Information Protection in the Digital Economy — A New Approach Based on Personal Data Management, Tsinghua Financial Review, 2021, Issue 3, No. 88, pp.95–96.
Liu Xinhai, An Guangyong, Recent Developments in Korea’s Personal Credit Legislation under the Digital Economy, China Credit, 2020(08): 117–119.

FinTech

Liu Xinhai, An Guangyong, Innovation in Technology Finance — Korea’s Practice of Technology Credit Evaluation, Journal of Credit Reporting, Oct 2024, pp.43–53.

Credit Systems & Credit Reporting

Liu Xinhai, An Guangyong, The Impact of the Pandemic on Global Personal Credit Reporting Systems, China Finance, 2020, Issue 15, No. 933, pp.87–88.
Liu Xinhai, An Guangyong, Zhang Shanli, Innovation Directions in the Personal Credit Industry — Korea’s MyData Industry and Credit Applications, Journal of Credit Reporting, 2023, 41(06): 65–71.
Liu Xinhai, An Guangyong, Zhang Shanli, Application Research on Personal Commercial Credit Information Services in China, China Credit, 2023, Issue 12

Professional Committee of Credit Management