Category Archives: Introduction

Organisational Structure

Organisational Structure

-The PCCM is comprised of individual members and institutional members. The PCCM has an administrative committee and supervisors. There is a liaison office, which is responsible for event management, and is the point of contact for our experts. PCCM’s day-to-day works are carried out by its Chairman, Vice Chairmen and the liaison office.

-Our members are categorised into different groups:

Business Credit Group

Capital Market Credit Risk Group

Personal (small and micro enterprises) Credit Group

Credit Risk Quantitative Analysis Group

Big Data and Fintech Group

Credit Law Group

Social Credit Group

The PCCM’s advisory members and expert consultants play the guiding role.   

Recent Activities

Recent Activities


-Automatic quantitative trading in the capital market

-Credit scoring in the capital market

Research Papers

Processing of Credit Data in the Pandemic, Chinese version, in collaboration with the World Bank,

Impact on Credit System and Response in Pandemic in the US

Industry Credit Research

-Carried out research on industry credit, such as the real estate industry, charity etc.

Construction of Credit Information System

-Research projects on overseas credit sharing mechanism, commissioned by the Foreign Fund Department, the National Development and Reform Commission, and funded by the World Bank

International Exchanges

-Discussed with the European Chamber of Commerce regarding cooperation in commercial credit

-Applied to be a member of the Association of Consumer Credit Information Suppliers

Fintech and Personal Information Protection

-Published Credit Report and Block Chain, a research paper, which was included by the Credit Report, a key Chinese journal

The Collection of World Credit Report Legislations,published by the China Finance Publishing House

Industry Research

-Launched domestic and foreign credit management industry research reports, taking advantage of our members’ abundant resources. (Currently planning on industry research reports on credit insurance, corporate credit reporting and commercial account management)

Public Lectures on Corporate Credit Risks

-Held multiple forums and trainings, and multiple public lectures on corporate credit risks during the pandemic, in collaboration with the Xinhua News Agency, Shandong Provincial Credit Association, and reputable international credit reporting agencies.

Observation of International Credit Reporting during the Pandemic

-Non-scheduled update of E-journal International Credit Reporting Observation and Corporate Credit and Risk Management

What We Do

What We Do

(1) Undertake relevant studies and provide consulting services to the industry

(2) Conduct industry research and issue authoritative research reports

(3) Put forward policy suggestions through relevant channels such as the Federation of Industry and Commerce

(4) Design academic and professional research awards systems

(5) Carry out academic and professional activities, hold seminars, closed-door discussions and other forms of academic activities

(6) Run professional trainings on credit management, based on the expertise of our members

(7) Carry out various forms of international exchange and cooperation

(8) Organise industries, regions and enterprises to jointly develop credit management products and incubate projects



-In order to promote the linkage amongst industry, academia and research, and to strengthen research exchanges and cooperation in the field of credit management, the China Mergers and Acquisitions Association (CMAA) established a Credit Management Professional Committee, under the guidance and support of the All-China Federation of Industry and Commerce.

-The Professional Committee of Credit Management (PCCM), China Mergers & Acquisitions Association (CMAA), hereinafter referred to as the PCCM, is a non-profit professional academic research institute initiated and established by the CMAA.

-The China Mergers and Acquisitions Association (also known as the All-China Federation Mergers and Acquisitions Association) is an industry chamber of commerce approved by the State Council and the Ministry of Civil Affairs. The CMAA is affiliated with the All-China Federation of Industry and Commerce, and it is the only industry association affiliated that is of a financial attribute. CMAA’s administrator and members all have strong teams of experts with profound knowledge, as well as experienced operations teams, in both theoretical research and practical operation of credit management.

Our Value and Positioning

-Building a credit management R&D and services community with the strongest professional strength in China

-Gathering the expertise from industry, academia and research, playing the role of a professional think tank

-Nurturing talents, and incubating projects and technologies relevant to credit management

-Facilitating constructive commercial and professional interactions, and guiding the healthy development of the industry

-Promoting cross-border credit management cooperation, and building international exchanges platforms